# Funds Availability Logic

## Key Dates

- **Settlement Date:** The date funds are exchanged between institutions.
- **Funds Availability Date:** The date funds are made accessible to the receiver.
- **Posting Date:** The date transactions are recorded in the system.

## Debit Sequencing Control

- Debits or reversals cannot post before settlement finalization.

## Safeguards

- Prevent negative balance conditions.
- Avoid premature reversals.
- Protect reconciliation integrity.