Annual Certification · 2025

Compliance & AML Training Program

Mandatory annual training covering Bank Secrecy Act requirements, OFAC screening, AML transaction monitoring, and SAR filing procedures. Select your role to begin your personalized learning path.

⚠ 2025 Annual Certification Required — Due by March 31, 2025
4
Training Modules
3
Role Tracks
80%
Passing Score
✓
Certificate Issued

Step 1 — Select Your Role

Choose Your Learning Path

Each role has a customized training sequence. Required modules are marked on your path. All employees must complete at least 3 modules for certification.

🏦
Operations Team

Frontline compliance for transaction processing, account opening, and customer onboarding. Includes CTR filing, CIP procedures, and alert escalation.

3 Required Modules ~3 hours
⚖️
Compliance Officer

Advanced monitoring, investigations, regulatory reporting, and program oversight. Includes all 4 modules plus advanced SAR narrative writing and examination preparation.

4 Required Modules ~5 hours
💻
Developer / Technologist

Technical implementation of AML controls, OFAC screening integration, audit logging requirements, and developer responsibilities under BSA recordkeeping rules.

3 Required Modules ~4 hours

Training Modules

All Modules

Module 1 REQUIRED ALL
BSA Compliance Fundamentals
Bank Secrecy Act overview, KYC/CDD requirements, Currency Transaction Reports ($10K threshold), and structuring violations. The foundation all employees must understand.
4 Lessons ~75 min Knowledge Check Included
Start Module 1 →
Module 2 REQUIRED ALL
OFAC Screening & Sanctions Compliance
Office of Foreign Assets Control, the SDN List, screening methodology, match decisioning (true match vs. false positive), and blocked transaction procedures.
3 Lessons ~60 min Knowledge Check Included
Start Module 2 →
Module 3 REQUIRED ALL
AML Transaction Monitoring
AML program framework, transaction monitoring system mechanics, red flags and typologies (layering, smurfing, trade-based ML), and alert investigation workflow (L1 → L2 → Compliance).
4 Lessons ~80 min Knowledge Check Included
Start Module 3 →
Module 4 COMPLIANCE OFFICER
SAR Filing Procedures
When to file a Suspicious Activity Report, the FinCEN BSA E-Filing system, SAR narrative writing standards, do's and don'ts, and the 60-day review and reassessment cycle.
3 Lessons ~60 min Narrative Writing Practice
Start Module 4 →

Regulatory Framework

This training covers obligations under:

BSA / USA PATRIOT Act

Bank Secrecy Act — FinCEN oversight, recordkeeping, CTR / SAR requirements

OFAC / SDN List

U.S. Treasury sanctions programs, Specially Designated Nationals List, blocking requirements

FFIEC / FinCEN Guidance

Federal Financial Institutions Examination Council examination guidance, FinCEN advisories

⚠ Non-Compliance Consequences

Failure to complete mandatory training by the deadline is a policy violation that may result in restricted system access. Individual BSA/AML non-compliance can result in civil money penalties up to $250,000 per violation under 31 U.S.C. § 5321.